WebA one-time settlement is offered by the banks to the borrower to settle the outstanding loan balance at a negotiable amount. Banks consider it when a loan becomes a Non … Web2 nov. 2024 · Therefore, EMI = principal amount + interest paid on the Car Loan. The EMI, usually, remains fixed for the entire tenure of your loan, and it is to be repaid over the tenure of the loan on a monthly basis. Mathematically, EMI is calculated as under: P x R x (1+R)^N / [ (1+R)^N-1] P = Principal amount of the loan. R = Rate of interest.
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